Your Dream Home Starts With Us!
Explore a world of possibilities for your home. From competitive interest rates to personalized guidance, we’re here to help you secure the ideal mortgage to fit your needs.
Ready to take the next step?
What we Offer
We’ve Got You Covered!
Each type of mortgage service caters to different financial situations, goals, and eligibility criteria. Understanding these options helps borrowers choose the best fit for their needs.
Purchase
Our company acts as a knowledgeable partner, offering expertise and support throughout the home buying journey to ensure a seamless and informed experience.
Refinance
We assist our customers in selecting the right product available to tap into the equity in their home; enabling them to meet their financial needs more effectively for things such as debt consolidation or home improvements.
Buying and Selling
Innovatively bridging dreams and reality, our comprehensive services seamlessly navigate through to the realms of home buying and selling through our affiliates; empowering clients with expertise, personalized guidance, and unwavering dedication to achieving their real estate needs.
EXCLUSIVE OFFER
We are commited to helping you save more when you buy or sell a home with us.
BUYING A HOME?
Save When You Buy With Us.
Get up to $10,000 off closing costs from NorthStar Lending when you buy with NorthStar Realty Professionals Unltd. and NorthStar Lending.
SELLING A HOME?
Save When You Sell With Us.
Sell you house with NorthStar Realty Professionals Unltd. and receive a .5% rebate on the sales price of your home from NorthStar Realty Professionals Unltd.
BUYING AND SELLING?
Save When You Buy and Sell With Us.
Save more when you bundle. Buy and Sell with NorthStar Lending and NorthStar Realty Professionals Unltd. and get both offers.
Success
Over 20 years of experice in mortgage origination. Helping others prepare for and acheive their dreams of homeownership and much more.
12k
Clients
23
Years
Who are we
NorthStar Lending provides Personalized Service, Years of Experience, Reliability and Integrity.
✓ Mortgages made easy
✓ Programs tailored to your needs
Testimonials
Our Customers Said
★ ★ ★ ★ ★
4.85 from 1,300+ reviews
“Professionalism, Quality, Responsiveness, Value”
I found Valisia at NorthStar to be extremely knowledgeable and thorough. She gave me the advice and instructions I needed to get things done timely and efficiently. I would recommend NorthStar to any one. They were also very personable and easy to work with. I found the gift I was given congratulating me on my home purchase to be not only kind but so amazingly thoughtful!!! Thank you NorthStar for everything!!!
★ ★ ★ ★ ★
“TRUST ME THEY GOT YOU”
NorthStar Lending, LLC I cannot say enough about this lending company. When KB Home Loans said no! And didn’t even look for other ways of making our dream come true.
NorthStar Lending stepped in right away and they said yes is achievable. Let’s make it happen those we’re Lilly Zaiter’s words and then you team her up with Valisia Johnson and they evolved into this bad to the bone dynamic duo that made it happen! These ladies Tagged Team it all the way through closing! We are now new home owners and very satisfied. So if you ever get turned down by any lender, just call this Dynamic Duo…….TRUST ME THEY GOT YOU! Don’t forget the answer to your problem is NorthStar Lending my experience is as true as it gets!
★ ★ ★ ★ ★
— Zoe Mena
“Good Company, Great Service”
I want to say big THANK YOU for Valisia Johnson. She did almost impossible. Previously we have had some bad experience with other mortgage broker, so Valisia was our second. She did everything on highest level. And in the end we got our dream house with profitable loan terms. She is great professional and knows what is she doing. So we recommend her to everyone. It was big pleasure for us to work with her not only as a professional but also as a great person.
★ ★ ★ ★ ★
How We Work
Trust the Process
Get Prepared
To get started, gather necessary documentation such as pay stubs, tax returns, bank statemets, and identification. Having this information handy will assist in completing the application and provide the basic information we need to determine what you qualify for.
Get Pre-Approved
Complete and submit your loan application, authorizations and documentation to us for evaluation. This will help us assess your credit and financial situation which determines the loan amount you qualify for. (If you are looking to purchase a home, this would be the time you would begin your search).
Formal Application and Disclosures
At this time we will need information on the property to be financed. We will then prepare a formal application and disclosures for you to sign and request any additional documentation needed to complete the loan file. We will then prepare the file to be submitted for processing.
Processing
Once all documentation is received and the Loan program has been determined, your file gets moved to processing. The processor verifies the provided information, orders and gathers the appraisal, title work, hazard insurance, survey, etc.; packages it up and submits everything to the underwriter for review.
Underwriting
When the underwriter receives the loan file, they will then evaluate the application package and decide on loan approval based on various factors like creditworthiness, property appraisal, and income verification.
Conditional Approval and Closing
Once we receive the conditional approval from the underwriter listing additional items needed to receive clearance to close. We work together with you to fulfill any outstanding conditions requested. Once completed, with then schedule a closing date where you sign the final paperwork and the mortgage is funded. Throughout this process, communication and prompt submission of all required documents are crucial for a smooth and efficient mortgage application experience. CONGRATULATIONS! YOU’VE MADE IT!
Have additional questions?
We’re here to help. Let’s talk.